Blog
Straight answers about adding homes.
What the words actually mean, what your province and city allow right now, and what a project really costs — written for owners in the GTA, Metro Vancouver, Calgary and Edmonton, and checked against the source.
35 articles
Grants & financingPermits & legalityRegional words
Sourced & dated
Grants & financing8 min read
Is There a Secondary Suite Grant in Canada? The Honest Answer
Most secondary suite grants are closed, waitlisted or cancelled. Here's a dated status table of what's actually live across Canada right now.
Grants & financing10 min read
The Canada Secondary Suite Loan Program: What Happened to the $80,000 Loan
The $80,000 federal secondary suite loan was cancelled and never launched. Here's what actually exists to fund a suite in Canada right now.
Permits & legality8 min read
Can I Convert My Garage Into a Granny Flat?
A garage is the cheapest starting point for a backyard home — but only if the slab, the height and the servicing cooperate.
Permits & legality8 min read
How to Legally Convert a House Into a Duplex
Converting a single-family house into two legal units is now permitted almost everywhere. The work is in the code compliance, not the permission.
Permits & legality8 min read
Can I Build an ADU on My Property?
Four things about your lot decide it — and you can check three of them yourself before speaking to anyone.
Permits & legality8 min read
How Many Exits Does a Basement Apartment Need?
Egress fails more basement suites than any other requirement — and the answer is more nuanced than "two doors."
Permits & legality8 min read
Legal Secondary Suites in Calgary: What “Legal” Actually Means
In Calgary a legal suite has a precise meaning — it's on the City's public register. Anyone can look it up, including your buyer.
Permits & legality8 min read
Secondary Suite Permits in Calgary: The Process
Development permit, then building permit, then inspections, then registration. Knowing the order is what stops a project stalling halfway.
Permits & legality8 min read
Secondary Suite Requirements in BC
BC's legislation says you may build. The BC Building Code and your municipality decide whether what you built is legal — two different questions.
Permits & legality8 min read
What Makes a Basement Apartment Illegal in Ontario?
Ontario already permits the unit — so an illegal basement apartment here is almost always a code or permit failure, not a zoning one.
Permits & legality8 min read
What Makes a Basement Suite Illegal?
A suite is usually illegal for one of four boring, fixable reasons — and none of them is that the city has something against basements.
Permits & legality8 min read
How to Make a Basement Apartment Legal in Ontario
Ontario already lets you add the unit. Legalising a basement apartment is a code-and-permit exercise with a finite list of requirements.
Permits & legality8 min read
Is My Basement Suite Legal? How to Check
There's a definitive way to find out — one search of the municipal records plus a four-item physical check you can do yourself.
Permits & legality9 min read
Calgary Secondary Suite Requirements: The Full Checklist
Calgary's suite rules are a short list plus registration — and the City keeps a public register, so anyone can check a suite's legality.
Permits & legality8 min read
Building Permit Costs in Toronto: What to Budget
Toronto's permit fee is published and predictable. The costs that surprise homeowners are stacked around it — and one big one has been waived.
Permits & legality7 min read
How Much Does a Building Permit Cost in Canada?
The permit fee is rarely the number that matters. It's the studies, drawings and charges stacked around it that decide what approval really costs.
Permits & legality8 min read
Development Permit vs Building Permit: What’s the Difference?
One approves what you may build, the other approves how you build it. Confusing them is why homeowners think a project is approved when it isn't.
Regional words7 min read
What Counts as a Secondary Suite? The Four-Part Test
A finished basement with a bedroom and a bar fridge isn't a secondary suite. Four features draw the line — here's how to check yours.
Regional words7 min read
What Is a Basement Apartment Called? Canada’s Regional Words
The same basement rental has five names across Canada. Using the wrong one is why homeowners can't find the rules that apply to them.
Regional words8 min read
ADUs in Edmonton: Up to Eight Units on a Residential Lot
Edmonton quietly became Canada's most permissive big city for adding homes — and most Edmonton homeowners don't know what their zoning allows.
Regional words8 min read
ADUs in British Columbia: What SSMUH Actually Allows
BC overrode single-family zoning province-wide. Three to six units are now permitted by right — no rezoning, no council vote.
Regional words7 min read
Accessory Dwelling Units in Canada: A Province-by-Province Guide
There's no national ADU rule in Canada. BC, Ontario and Alberta each opened the door differently — here's the honest map.
Regional words8 min read
What Are Development Charges? The Fee That Decides Your Project
Development charges are levied per new unit — and they're the single biggest cost difference between building in Ontario and building in Alberta.
Regional words8 min read
What Is a Garage Suite? Edmonton’s Signature Backyard Home
Edmonton is the one Canadian city where the backyard home is normally built over the garage — and "garage suite" is the word that finds the rules.
Regional words8 min read
What Is a Basement Apartment? Ontario and the GTA, Explained
Ontario permits three units as-of-right — so the question is rarely whether you may build a basement apartment, but whether yours meets code.
Regional words9 min read
What Is a Basement Suite? Alberta and BC, Explained
In Alberta and BC the below-grade rental is a "basement suite" — and whether yours is legal comes down to a short, checkable list.
Regional words8 min read
What Is a Secondary Suite? Canada’s Most Common Second Unit
"Secondary suite" is the term Canadian bylaws and CMHC actually use — which makes it the word to search when you want the real rules.
Definitions9 min read
What Is a Garden Suite? Toronto’s Backyard Home Without a Lane
A garden suite is a detached backyard home for a lot with no lane — the change that opened backyard housing to most Toronto homeowners.
Definitions9 min read
What Is a Triplex? Three Units on One Lot
A triplex is three homes in one building — and in most of Canada it's now the largest thing you can build without asking permission.
Definitions9 min read
What Is a Fourplex? Four Units on One Lot, Explained
A fourplex is four self-contained homes in one building. Four isn't arbitrary — it's the threshold Canada's financing and GST rules were built around.
Definitions9 min read
What Is a Laneway House? Toronto and Vancouver, Explained
A laneway house is a detached home at the back of your lot, off the lane. Toronto and Vancouver run different rules — here's the comparison.
Definitions9 min read
What Is a Carriage House? The Original Backyard Suite
A carriage house is the outbuilding that stored the horse and carriage — now the most valuable thing many Canadians can add to a backyard.
Definitions9 min read
What Is a Coach House? Canada’s Backyard Home, Explained
A coach house is a self-contained home in your rear yard. The word is regional — here's which Canadian cities use it and which call it something else.
Definitions9 min read
What Is a Duplex? How Duplexes Work in Canada
A duplex is two self-contained homes in one building on one lot. Here's how Canadians use the word three different ways — and why it matters.
Definitions12 min read
What Is an ADU? Accessory Dwelling Units in Canada, Explained
An ADU is a self-contained second home on your lot. Canada barely uses the term — here's the by-city vocabulary map and where they're legal.
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