Homeowners
Turn the home you own into income.
Add a basement or secondary suite, a garden or laneway suite — and create lasting value from land you already have.
Explore homeowner options
All-in-one property development · Metro Vancouver, Calgary, Edmonton & the GTA
Discover your property's
Discover your property's
highest potential.
Multiplexes, ADUs, Garden Suites, Apartment Building, Secondary Suites, Basement Suites, Additions, & Conversions.
Development feasibility Financing Grants & incentives Trusted builder introductions
Trusted by homeowners across Canada
Helping homeowners make smarter property decisions.
Built on a trusted network that has delivered hundreds of successful projects for homeowners across Canada.
The free report
Know what your property could become — before you spend a dollar.
Your Free Property Report™ is a personalized, plain-language read on your property's upside — real numbers, current local rules, no obligation.
1
Zoning & development potential
What today's provincial and municipal rules actually allow on your lot.
2
Suite, multiplex & mid-rise options
The specific built forms your property could support, with rough scale.
3
Financing & incentive options
Government-backed financing options and programs you may qualify for.
4
A market-value opinion
An informed view of value today and potential value once built.
Get my free report
100% free. About 2 minutes to start.
Feasibility & Evaluation
42 Maplewood Avenue, Toronto
Garden suite eligibleUp to 4 unitsCMHC-friendly
Highest & best useTriplex + garden suite
Est. value today$1.18M
Est. value, fully built$2.34M
Illustrative example only. Figures are estimates, not guarantees, and depend on your property, approvals and market conditions.
Who we help
Two paths. One team that handles all of it.
Whether you own a home or build for a living, you start in the same place — and we carry it the rest of the way.
Investors & Developers
Build more—with the right team behind you.
Multiplexes, mid-rise, and purpose-built rentals—from feasibility and financing to grants, incentives, and trusted builder connections.
Explore development options
What we do
Every discipline a project needs — in one place.
Most firms do one slice and hand you off. HouseLyft brings the whole journey under a single, accountable roof.
Secondary Suites, ADUs & Garden Suites
Basement, garden, garage, laneway and backyard units — plus the financing to build them.
Learn moreMultiplex Development
Convert a house into a duplex, triplex, fourplex and up — with the financing structured for it.
Learn moreMid-Rise Apartment Buildings
Small 4–6 storey rental buildings — scoped, financed and delivered.
Learn moreDevelopment Planning & Permits
Zoning, design, approvals and permits — handled for you, start to stamp.
Learn moreDevelopment Management
One team running the project and the build — accountable all the way to the finish.
Learn moreFinancing, Grants & Incentives
Government-backed financing options and incentives, mapped to your specific project.
Learn more
Why HouseLyft
Calm authority, the whole way through.
01
Truly all-in-one
Idea, feasibility, permits, financing, and choosing the right builder — coordinated by one team. No juggling separate consultants, lenders, designers and builders.
02
Accurate, current guidance
Zoning and financing rules change constantly across Canada, and most of what's online is out of date. We give you what's actually correct today.
03
One point of accountability
A single team that owns the outcome — clear answers, fewer surprises, decisions you can actually make.
Proof
“We thought our lot might fit a duplex. HouseLyft showed us a path to four units and lined up the financing. One team carried it from a sketch to keys.”
Priya & Daniel R.Homeowners · Scarborough, ON
Financing made simple
“How do I pay for it?” — answered early.
It's the biggest worry, so we tackle it up front. HouseLyft maps the realistic, current options for your project — in plain language, no jargon.
HouseLyft is not a lender. We help you understand and access government-backed financing options and programs. Eligibility, terms and any value figures are illustrative and depend on your project, approvals and market conditions.
Government-backed financing options
Programs designed to support new housing and rental supply across Ontario.
CMHC-supported programs
National Housing Strategy options — including refinancing against your after-built value — that may apply to qualifying projects.
Development-charge savings
Municipal exemptions and reductions that can meaningfully lower the cost to build.
Where we work
On the ground across Canada.
We operate in British Columbia, Alberta and Ontario. Tap your metro on the map — or pick your city below — to see exactly how we work there.
Where we operate · BC · Alberta · Ontario
Metro hubs
Questions
Good to know.
Short, accurate answers. Your free report answers the rest for your specific property.
It depends on your city. Ontario allows up to three units on most lots (four in Toronto); BC allows three to four, and up to six near frequent transit; Edmonton permits up to eight; and Calgary broadly allows secondary and backyard suites. Most of these need no rezoning. Your free report confirms exactly what your own lot allows.
No. The proposed $80,000 federal Secondary Suite Loan was cancelled in Budget 2025 and never launched. We build your financing plan around programs that are actually active today — not ones that no longer exist.
Through government-backed financing options and CMHC-supported programs — including refinancing against your property's after-built value and municipal development-charge savings. HouseLyft is not a lender; we help you understand and access them.
Construction typically runs about $300–$500 per square foot, depending on size, site and finishes. Your free report gives a figure specific to your property rather than a generic range.
A garden suite is typically 2–4 months for design and permits, then 4–8 months to build. Timelines vary by municipality and project scope — your report sets realistic expectations for your address.
Across the GTA plus Metro Vancouver, Calgary and Edmonton — including Toronto, Vancouver, Calgary, Edmonton, Mississauga, Brampton and more. Start your free report to confirm we serve your address.
Your free report
Find out what your property
Find out what your property
could become.
Start with your address. In about two minutes you'll be on your way to a personalized Free Property Report™.