Markham · York Region

Development Financing in Markham.

The projects that get built in Markham aren’t the ones with the richest owners — they’re the ones with the smartest financing plan. We map yours before you spend a dollar.

Planning the financing for a development project — Markham
Why Markham

Markham is built for this move.

Markham’s mix of established neighbourhoods and relentless demand makes gentle density a natural fit.

Financing is where good Markham projects die quietly — not because the money doesn’t exist, but because nobody sequenced it. Equity, construction draws, once-built refinancing and government-backed programs each have a moment; we line them up.

The rules in Markham: Under Ontario’s Bill 23, up to three units are permitted as-of-right on most residential lots in Markham, and York Region’s growth plans support gentle density near transit.

Where we work in Markham

UnionvilleThornhillMillikenCornell+ all of Markham

Also in Markham

What we do

Development Financing, handled end-to-end.

One accountable team from first question to finished build — full service details →

The full stack, mapped

Home equity, construction financing, refinance-on-completion and CMHC-supported programs — matched to your project.

Bankable by design

Real drawings, real budgets and legal units — the package lenders actually say yes to.

Not a lender — on purpose

We’re your development team, not a mortgage seller. We model the plan and coordinate with your lender or broker.

Markham questions

Asked in Markham.

Almost never cash. The typical stack: equity starts the project, construction financing carries the build, and refinancing against the once-built value repays it — with the rent servicing the debt from there.

No — it was cancelled in Budget 2025 and never launched. We build Markham financing plans around programs that are actually active today.

Increasingly, yes — lenders count rental income from legal units. That’s one more reason the legal-and-permitted route pays: illegal suite income often doesn’t count at the bank.

Your free report

What could your Markham property become?

Enter your address and your Free Property Report™ shows what your lot allows, what it's worth once built, and how to finance it.

  • What your lot can become
  • Value now & once built
  • Financing you qualify for
100% free · about 2 minutes · no obligation
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